Owing a car is much of a necessity than a luxury. Owing a car will
not only give you the total control of your movement it is simply more
comfortable to set out from home in your own car rather than depending on the public
transport system. Often times our dream cars are above our means and we
are forced to settle for less. The good news, however, is that you don’t have
to exhaust all your savings and go bankrupt because you want to acquire your
dream car. There are several ways to raise funds for your dream car without
breaking a sweat. All you need to do is approach your bank or other financial
institutions for car finance deals.
Did I just hear you say Get Me Car Finance deals? Well, that’s a
valid request. There are various companies in the UK offering various deals on
car finance. Your decision to patronise a financial institution for your car
finance should be informed by the kind of car you want, the brand and payment
method offered by the car finance company.
Me Car Finance as the name suggest is a car finance and loan company
domiciled in Burnley, England. They
offer various car finance deals on all kinds of vehicles. The company provides
customers with credit which they can spend on any car dealer of their choice.
The only prerequisite for dealing with them is that you must have domiciled in
the UK for a period longer than six months and must also have a driver license.
Based on this less stringent criterion getting your dream car is at the tip of
your finger. The icing on the cake is that the company can help you find your
dream car all you need to do is … Read more
you like a Road Risk policy or Combined policy? Do you know the difference
between these options and which one is right for you?
A Road Risk Only motor trade insurance policy is designed for newer, smaller traders who operate from home or own a small business. It’s generally cheaper than a combined policy but only covers road risks, so it will leave your premises and other property uninsured.
Road Risk policies work in a similar way to regular car insurance in the sense that they offer you three different levels of cover to choose from:
1. Road Risk Third Party Only: The same as normal car insurance, this policy will only cover your liability if you are in an accident that wasn’t your fault.
2. Road Risk Third Party, Fire and Theft: As the name suggests, this level of cover will encompass third party accidents in addition to damage caused by fire or theft.
3. Road Risk Comprehensive: Like the car version, this policy will cover you for everything already mentioned plus any damage to the car should you be in an accident that is deemed to be your fault.
In addition to the three basic levels of insurance, you can add extra Liability cover onto a Road Risk policy. Sites like https://www.quotemetoday.co.uk/motor-trade-insurance can help you establish what level of insurance you might need.
Combined Motor Traders insurance policies are more appropriate if you own a larger or more complex motor trade business.
Combined insurance will cover all the aspects of Road Risk, plus other aspects of your business such as your premises, stock, cash kept on site, tools, machinery and more.
Which do I need?
The answer to this will mostly depend on the size of your business and … Read more